Insurance

Insurance

The hackerspace talk "Building-hacker-spaces-everywhere-Your-excuses-are-invalid " has a little info on insurance. One creator explained insurance was 2k a year Noisebridge. They talked about it being easier than you thought to insure something with the name 'hacker' in it. Some also had success getting insurance as a vocational school. Others claimed commercial general liability was appropriate, where they just request you inventory your tools and those are what they cover.

I would definitely like someone to make some calls and log their results here

I found some company who offers this vocational insurance: http://www.nationwide.com/vocational-insurance-hb.jsp File:Insurance1.pdf

Board of Directors Insurance

This is so the board can't be sued

• Freeside Atlanta hackerspace's = 300/year

Liability

• NYC Resistor's Insurance cost is 4k per year (Source Bre Pettis)

• NoiseBridge cost was about 2k per year(including Board insurance) (Source http://lists.hackerspaces.org/pipermail/discuss/2009-January/000137.html)

Theft

NoiseBridge in the above source indicates this was 'too expensive'