Insurance: Difference between revisions
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=Insurance= | |||
The hackerspace talk "Building-hacker-spaces-everywhere-Your-excuses-are-invalid | The hackerspace talk "Building-hacker-spaces-everywhere-Your-excuses-are-invalid | ||
" has a little info on insurance. One creator explained insurance was 2k a year Noisebridge. They talked about it being easier than you thought to insure something with the name 'hacker' in it. Some also had success getting insurance as a vocational school. Others claimed commercial general liability was appropriate, where they just request you inventory your tools and those are what they cover. | " has a little info on insurance. One creator explained insurance was 2k a year Noisebridge. They talked about it being easier than you thought to insure something with the name 'hacker' in it. Some also had success getting insurance as a vocational school. Others claimed commercial general liability was appropriate, where they just request you inventory your tools and those are what they cover. | ||
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==Board of Directors Insurance== | |||
This is so the board can't be sued | This is so the board can't be sued | ||
===Research=== | |||
*Freeside Atlanta hackerspace's = 300/year | *Freeside Atlanta hackerspace's = 300/year | ||
===Quotes=== | |||
*Lovitt & Touché-$1k-$2500 per year-$1-$2M in coverage | |||
*Waiting on Carolina Casualty Insurance Company | |||
*Waiting on Cheeney Insurance | |||
==Liability== | |||
===Research=== | |||
=== | |||
*NYC Resistor's Insurance cost is 4k per year (Source Bre Pettis) | *NYC Resistor's Insurance cost is 4k per year (Source Bre Pettis) | ||
*NoiseBridge cost was about 2k per year(including Board insurance) (Source http://lists.hackerspaces.org/pipermail/discuss/2009-January/000137.html) | *NoiseBridge cost was about 2k per year(including Board insurance) (Source http://lists.hackerspaces.org/pipermail/discuss/2009-January/000137.html) | ||
===Quotes=== | |||
*Needed | |||
=== | ==Theft== | ||
===Research=== | |||
NoiseBridge in the above source indicates this was 'too expensive' | NoiseBridge in the above source indicates this was 'too expensive' | ||
Revision as of 22:12, 27 April 2010
Insurance
The hackerspace talk "Building-hacker-spaces-everywhere-Your-excuses-are-invalid " has a little info on insurance. One creator explained insurance was 2k a year Noisebridge. They talked about it being easier than you thought to insure something with the name 'hacker' in it. Some also had success getting insurance as a vocational school. Others claimed commercial general liability was appropriate, where they just request you inventory your tools and those are what they cover.
I would definitely like someone to make some calls and log their results here
I found some company who offers this vocational insurance: http://www.nationwide.com/vocational-insurance-hb.jsp File:Insurance1.pdf
Twin Cities Maker uses https://www.fracturedatlas.org/ who apparently offer all sorts of neat services
Board of Directors Insurance
This is so the board can't be sued
Research
- Freeside Atlanta hackerspace's = 300/year
Quotes
- Lovitt & Touché-$1k-$2500 per year-$1-$2M in coverage
- Waiting on Carolina Casualty Insurance Company
- Waiting on Cheeney Insurance
Liability
Research
- NYC Resistor's Insurance cost is 4k per year (Source Bre Pettis)
- NoiseBridge cost was about 2k per year(including Board insurance) (Source http://lists.hackerspaces.org/pipermail/discuss/2009-January/000137.html)
Quotes
- Needed
Theft
Research
NoiseBridge in the above source indicates this was 'too expensive'