Insurance: Difference between revisions

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==Insurance==
=Insurance=
The hackerspace talk "Building-hacker-spaces-everywhere-Your-excuses-are-invalid
" has a little info on insurance.  One creator explained insurance was 2k a year Noisebridge.  They talked about it being easier than you thought to insure something with the name 'hacker' in it.  Some also had success getting insurance as a vocational school.  Others claimed commercial general liability was appropriate, where they just request you inventory your tools and those are what they cover.


I would definitely like someone to make some calls and log their results here
==Board of Directors Insurance==
 
I found some company who offers this vocational insurance:
http://www.nationwide.com/vocational-insurance-hb.jsp
[[File:insurance1.pdf]]
 
 
===Board of Directors Insurance===
This is so the board can't be sued
This is so the board can't be sued
===Research===
*Freeside Atlanta hackerspace's = 300/year
*Freeside Atlanta hackerspace's = 300/year
*Twin Cities Maker and Urban Stew use [http://www.fracturedatlas.org/ Fractured Atlas] ($200 membership a year+quote) $600-900


===Quotes===
*Lovitt & Touché-$1k-$2500 per year-$1-$2M in coverage
*Waiting on Carolina Casualty Insurance Company - ~$1100 1M in coverage


===Liability===
==Liability==
===Research===
*NYC Resistor's Insurance cost is 4k per year (Source Bre Pettis)
*NYC Resistor's Insurance cost is 4k per year (Source Bre Pettis)
*NoiseBridge cost was about 2k per year(including Board insurance) ([http://lists.hackerspaces.org/pipermail/discuss/2009-January/000137.html Source ])
*Twin Cities Maker and Urban Stew use [http://www.fracturedatlas.org/ Fractured Atlas] ($200 membership a year+insurance quote)


*NoiseBridge cost was about 2k per year(including Board insurance) (Source http://lists.hackerspaces.org/pipermail/discuss/2009-January/000137.html)
===Quotes===
*Waiting on Cheeney Insurance--$836.00 yr, no medical, only 14 members?
*Waiting on Carolina, or whoever Jose's contact can find for us -- Unable to find us anyone willing


===Theft===
==Theft==
===Research===
NoiseBridge in the above source indicates this was 'too expensive'
NoiseBridge in the above source indicates this was 'too expensive'

Latest revision as of 20:29, 30 March 2024

Insurance

Board of Directors Insurance

This is so the board can't be sued

Research

  • Freeside Atlanta hackerspace's = 300/year
  • Twin Cities Maker and Urban Stew use Fractured Atlas ($200 membership a year+quote) $600-900

Quotes

  • Lovitt & Touché-$1k-$2500 per year-$1-$2M in coverage
  • Waiting on Carolina Casualty Insurance Company - ~$1100 1M in coverage

Liability

Research

  • NYC Resistor's Insurance cost is 4k per year (Source Bre Pettis)
  • NoiseBridge cost was about 2k per year(including Board insurance) (Source )
  • Twin Cities Maker and Urban Stew use Fractured Atlas ($200 membership a year+insurance quote)

Quotes

  • Waiting on Cheeney Insurance--$836.00 yr, no medical, only 14 members?
  • Waiting on Carolina, or whoever Jose's contact can find for us -- Unable to find us anyone willing

Theft

Research

NoiseBridge in the above source indicates this was 'too expensive'

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